x404.co.uk http://www.x404.co.uk/forum/ |
|
Homelessness could spread to middle class, Crisis study warn http://www.x404.co.uk/forum/viewtopic.php?f=19&t=14607 |
Page 1 of 2 |
Author: | Amnesia10 [ Tue Aug 30, 2011 9:55 pm ] | |||||||||
Post subject: | Homelessness could spread to middle class, Crisis study warn | |||||||||
http://www.guardian.co.uk/society/2011/ ... isis-study
It will happen then the working middle classes will scapegoat the unemployed middle classes as scroungers. ![]() |
Author: | ProfessorF [ Tue Aug 30, 2011 10:01 pm ] |
Post subject: | Re: Homelessness could spread to middle class, Crisis study warn |
Simple fact is a lot of people are one pay cheque away from not making the rent. That was my reality for about a decade. I had to lean on friends more than once. Even now, I'm not sure I'd be able to afford to not be living at home. |
Author: | ShockWaffle [ Tue Aug 30, 2011 10:20 pm ] |
Post subject: | Re: Homelessness could spread to middle class, Crisis study warn |
This report is citing evidence that shows that the poor are being made homeless. But their political message needs to say that middle class are at risk, so then they go far beyond the evidence to make that spurious claim. What is wrong with honestly reporting a fact that homelessness is increasing among the poor? Why do they have to hide the true story with a blatant fabrication? Clearly the editors of the Guardian have concluded that their readers are really just snobs who don't give a f*ck what happens to the poor, and need to be scared with childish fantasies about what will happen to them instead. And clearly the academics hired to write the report feel that unsupported supposition is more important than academic honesty. Sad story, all the wrong reasons. |
Author: | jonbwfc [ Tue Aug 30, 2011 10:26 pm ] |
Post subject: | Re: Homelessness could spread to middle class, Crisis study warn |
Err.. if you're homeless, then surely by definition you're not middle class? |
Author: | JJW009 [ Tue Aug 30, 2011 10:52 pm ] |
Post subject: | Re: Homelessness could spread to middle class, Crisis study warn |
There are a lot of people who live a "middle class" lifestyle, while in reality they are one pay-cheque or debt-collector removed from destitution. Living beyond your means is pretty much the norm in Britain now. I'm "only" 41 but I seem to be at the very end of the last generation that believed in saving up for stuff rather than borrowing. I have only ever borrowed for my house, my education and my first car - things I could easily justify at the time (an Oxford education was a lot cheaper 23 years ago, I couldn't justify it today). I would never borrow for a luxury; I save for it and buy it if and when I can afford it. I simply couldn't enjoy a holiday or other gratuitous expense that I know I'd spend the next umpteen years paying for and might potentially cost me me home. I do understand that many people are much worse off than me, but they are most definitely "hard up" rather than "middle class" whatever their aspirations or backgrounds may be. Ironic that so many of them have brand new furniture on credit, while I'm happy with my skip suite. |
Author: | big_D [ Wed Aug 31, 2011 4:12 am ] | ||||||||||||||||||
Post subject: | Re: Homelessness could spread to middle class, Crisis study warn | ||||||||||||||||||
+1, except the education, I couldn't afford a university education, I worked my way through college and ended up with about a tenner in my pocket after 3 years in college.
+0.5 I used my savings to buy a new sofa, but I'd have stuck with the old one, until I had saved up for a new one. I wouldn't buy on credit if there was an option. I saved up for a year to buy my first TV. I went a year without a TV... Then I bought it on 0% interest and left the savings in the bank to earn interest, but there to pay off the loan in an emergency. 0% credit and the money in the bank is the only time I've used credit, and then I've always waited until the loan was paid off, until I splurged the savings on something else. Obviously, there are emergencies, like the roof leaking or something, where you need to act now and need the money up front, whether you have it, or not, but for "normal" items, I'll always save up first. |
Author: | Amnesia10 [ Wed Aug 31, 2011 8:15 am ] | |||||||||
Post subject: | Re: Homelessness could spread to middle class, Crisis study warn | |||||||||
As you said many are only a pay cheque from destitution and that is why so many middle class are at risk. They have paid for the necessities on credit to keep up with the Joneses. What will do them in is the speculation in property as the housing bubble continues to implode. Whatever nest egg that they had accumulated in their homes will evaporate. I want a new TV for the living room, but am having to save for it and while I am saving I can watch the prices fall before I decide to buy. Also new features might become standard while I wait. |
Author: | bobbdobbs [ Wed Aug 31, 2011 9:53 am ] | |||||||||
Post subject: | Re: Homelessness could spread to middle class, Crisis study warn | |||||||||
|
Author: | Linux_User [ Wed Aug 31, 2011 10:05 am ] | ||||||||||||||||||
Post subject: | Re: Homelessness could spread to middle class, Crisis study warn | ||||||||||||||||||
Your heart should bleed for anyone who's facing homelessness, regardless of how they got there. If you honestly don't feel sympathy for someone who is now living on the street - with all the dangers and risks that involves - then that would suggest you're a very callous person. |
Author: | bobbdobbs [ Wed Aug 31, 2011 10:15 am ] | |||||||||||||||||||||||||||
Post subject: | Re: Homelessness could spread to middle class, Crisis study warn | |||||||||||||||||||||||||||
I am not going to feel sympathy if someone is living way beyond their means to keep up with the "joneses" and loses their home because of their own ineptitude. You cut your cloth according to your means. If that means not having the family holiday to Disneyland then so be it. If you are carrying enough debt (excluding mortgage) that would leave you facing homelessness if there was a change in circumstances something has gone very wrong with your budgeting. But then again I am in a very grumpy mood today so Mr callous has come to visit with a vengeance. |
Author: | jonlumb [ Wed Aug 31, 2011 10:18 am ] |
Post subject: | Re: Homelessness could spread to middle class, Crisis study warn |
I think there's a big difference between 'having sympathy' and 'wishing it on them'. Of course I would not wish homelessness on anyone, it's a chuffing horrible state to be in. But as has been mentioned when the root cause is staggering stupidity on the part of the responsible people, there isn't going to be any sympathy. |
Author: | Amnesia10 [ Wed Aug 31, 2011 11:12 am ] | |||||||||
Post subject: | Re: Homelessness could spread to middle class, Crisis study warn | |||||||||
Many people are in that position without any debts other than mortgage. |
Author: | hifidelity2 [ Wed Aug 31, 2011 11:26 am ] | |||||||||||||||||||||||||||
Post subject: | Re: Homelessness could spread to middle class, Crisis study warn | |||||||||||||||||||||||||||
|
Author: | paulzolo [ Thu Sep 01, 2011 11:30 am ] | |||||||||
Post subject: | Re: Homelessness could spread to middle class, Crisis study warn | |||||||||
Same here. Always paid cash for my cars - never bought one on tick. I think if I had to, I’d be looking at other forms of transport until I could afford one again. Credit is too easy to get. As someone I know once said to me about credit cards - they “take the waiting out of wanting”. We need to look at how personal debt is managed in this country. In the old days, communities (especially working class ones based around factories) would have clubs which you chipped into, and if you were hard up, you could borrow against them. It was a kind of financial social support that we can’t seem to be able to do any more. |
Author: | Amnesia10 [ Thu Sep 01, 2011 11:40 am ] | |||||||||
Post subject: | Re: Homelessness could spread to middle class, Crisis study warn | |||||||||
They are still there they are called credit unions. |
Page 1 of 2 | All times are UTC |
Powered by phpBB® Forum Software © phpBB Group https://www.phpbb.com/ |