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MrStevenRogers
Spends far too much time on here
Joined: Fri Apr 24, 2009 9:44 pm
Posts: 4860
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http://news.bbc.co.uk/1/hi/business/8528209.stmi hope that there are many many more cases against the banks in the near future …
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Hope this helps . . . Steve ...
Nothing known travels faster than light, except bad news ...
HP Pavilion 24" AiO. Ryzen7u. 32GB/1TB M2. Windows 11 Home ...
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| Tue Feb 23, 2010 4:08 am |
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l3v1ck
What's a life?
Joined: Fri Apr 24, 2009 10:21 am
Posts: 12700
Location: The Right Side of the Pennines (metaphorically & geographically)
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I'm selfish so I don't.
I can manage my money, so I'd rather they make their profits out of people that can't rather than bringing in fees for other services that I currently get for free (or adjust their interest rates etc).
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| Tue Feb 23, 2010 10:35 am |
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finlay666
Spends far too much time on here
Joined: Thu Apr 23, 2009 9:40 pm
Posts: 4876
Location: Newcastle
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+1 as said in the other conversations _________________TwitterCharlie Brooker: Macs are glorified Fisher-Price activity centres for adults; computers for scaredy cats too nervous to learn how proper computers work; computers for people who earnestly believe in feng shui.
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| Tue Feb 23, 2010 10:54 am |
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belchingmatt
I haven't seen my friends in so long
Joined: Fri May 15, 2009 3:16 am
Posts: 6146
Location: Middle Earth
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+1
You enter a contract where the charges aren't hidden, deal with it. Are the charges disproportionate, maybe, so if you don't like them don't get in a position where you have to pay them.
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Dive like a fish, drink like a fish!
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•.¸¸.•´¯`•.¸><(((º>`•.¸¸.•´¯`•.¸><(((º>
If one is diving so close to the limits that +/- 1% will make a difference then the error has already been made.
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| Tue Feb 23, 2010 11:06 am |
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MrStevenRogers
Spends far too much time on here
Joined: Fri Apr 24, 2009 9:44 pm
Posts: 4860
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we will have to wait and see the outcome of the court case/s (/smiley) …
_________________
Hope this helps . . . Steve ...
Nothing known travels faster than light, except bad news ...
HP Pavilion 24" AiO. Ryzen7u. 32GB/1TB M2. Windows 11 Home ...
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| Tue Feb 23, 2010 3:51 pm |
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jonbwfc
What's a life?
Joined: Thu Apr 23, 2009 7:26 pm
Posts: 17040
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I have some sympathy for this as a view but the law (especially in Scotland, where there's a greater tradition of the courts taking what you might call ethical considerations into account) looks at it a different way. Contracts cannot be enforced if they are seen to be excessively punitive. If they can prove that to a court, they will have legal recourse to get their money back. I don't think in reality anyone thinks charging someone 30 quid for a letter to tell them they're overdrawn is anything other than punitive but it's a case of proving it within the strictures of the law. Jon
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| Tue Feb 23, 2010 4:56 pm |
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AlunD
Site Admin
Joined: Fri Apr 24, 2009 6:12 am
Posts: 7011
Location: Wiltshire
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The fact that the charges don't effect me is cool, however I really don't see any point in hitting somebody who is struggling financially with £30 every time the bank writes you a letter telling you are over drawn. Seems bloody daft to me. 
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| Tue Feb 23, 2010 5:06 pm |
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MrStevenRogers
Spends far too much time on here
Joined: Fri Apr 24, 2009 9:44 pm
Posts: 4860
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and a tad bit greedy, banks you gotta luv 'em …
_________________
Hope this helps . . . Steve ...
Nothing known travels faster than light, except bad news ...
HP Pavilion 24" AiO. Ryzen7u. 32GB/1TB M2. Windows 11 Home ...
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| Tue Feb 23, 2010 5:30 pm |
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AlunD
Site Admin
Joined: Fri Apr 24, 2009 6:12 am
Posts: 7011
Location: Wiltshire
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or Hate them 
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| Tue Feb 23, 2010 5:43 pm |
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