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Woe is me 
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cloaked_wolf wrote:
It's £6 or £7 for the score rating and it'll help you loads. If your score is 100-200, then you'll know there's no point. If it's 900+, then it's not your credit rating.
So the lower the number the more rubbish the rating?

Mark

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okenobi wrote:
All I know so far is that Mark, Jimmy Olsen and Peter Parker use Nikon and everybody else seems to use Canon.
ShockWaffle wrote:
Well you obviously. You're a one man vortex of despair.


Fri Jan 07, 2011 2:45 pm
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timark_uk wrote:
I know Sas, and that's all I needed for the Co-Op bank, but they still had to pass credit tests and make sure I hadn't been involved with money laundering - or something.
Mark


Then it wasn't their basic account you went for.

If an unemployed scrounger can get a basic account I don't see why they wouldn't give you one (pretend you need to pay your benefits in to it)

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jonlumb wrote:
I've only ever done it with a chicken so far, but if required I wouldn't have any problems doing it with other animals at all.


Fri Jan 07, 2011 2:54 pm
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So I can only find details saying that the upper credit rating of 850 being the best score possible.
Is this correct?

Mark

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okenobi wrote:
All I know so far is that Mark, Jimmy Olsen and Peter Parker use Nikon and everybody else seems to use Canon.
ShockWaffle wrote:
Well you obviously. You're a one man vortex of despair.


Fri Jan 07, 2011 3:00 pm
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timark_uk wrote:
So I can only find details saying that the upper credit rating of 850 being the best score possible.
Is this correct?

Mark


1000 is top. I have 998 according to Experian, but that's taken years to get to and I've never had mortgage.

Are you saying they told you your score is 850, or that that is the most YOU can achieve? 850's not hideous.


Fri Jan 07, 2011 4:35 pm
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okenobi wrote:
1000 is top.

Is it 1000 or 999? When I signed up, the highest I've ever had was 999. This was after just coming out of uni with nothing to tie me down.

okenobi wrote:
I have 998 according to Experian, but that's taken years to get to and I've never had mortgage.

:lol: I had 999 on walking out of uni but two failed credit card payments caused it to drop to 600 or so. Have since changed them to direct debit and once six months had passed, my score bounced back up.

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Fri Jan 07, 2011 4:41 pm
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cloaked_wolf wrote:
okenobi wrote:
1000 is top.

Is it 1000 or 999? When I signed up, the highest I've ever had was 999. This was after just coming out of uni with nothing to tie me down.

okenobi wrote:
I have 998 according to Experian, but that's taken years to get to and I've never had mortgage.

:lol: I had 999 on walking out of uni but two failed credit card payments caused it to drop to 600 or so. Have since changed them to direct debit and once six months had passed, my score bounced back up.


Yeah good point, it might be 999 actually. Can't remember. I've been 998 for about 3 years.


Fri Jan 07, 2011 5:34 pm
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