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How tight is your belt?
http://www.x404.co.uk/forum/viewtopic.php?f=3&t=19139		 Page 1 of 3
Author:  pcernie [ Mon Jun 10, 2013 2:51 pm ]
Post subject:  How tight is your belt?
UK consumers to 'loosen belts' http://www.bbc.co.uk/news/business-22838241

Thoughts please :)

Short of a dire change in circumstances, I'll carry on as normal :lol:
Author:  AlunD [ Mon Jun 10, 2013 2:55 pm ]
Post subject:  Re: How tight is your belt?
having been out of work for the last 10 weeks .............
Author:  Amnesia10 [ Mon Jun 10, 2013 3:05 pm ]
Post subject:  Re: How tight is your belt?
Quote:
Increases in personal tax allowances will sees basic rate taxpayers taking home nearly £300 extra this year.

Probably not enough to offset the rise in food and energy inflation.

Personally I will be cutting back.
Author:  mikepgood [ Mon Jun 10, 2013 3:31 pm ]
Post subject:  Re: How tight is your belt?
Got an increment I was not expecting, worth £350 a year, but as I am in the higher rate band so no tax drop.
No change really
Author:  Amnesia10 [ Mon Jun 10, 2013 3:41 pm ]
Post subject:  Re: How tight is your belt?
AlunD wrote:
having been out of work for the last 10 weeks .............

Sorry to hear that. I hope you find work soon. Best wishes.
Author:  jonbwfc [ Mon Jun 10, 2013 3:49 pm ]
Post subject:  Re: How tight is your belt?
pcernie wrote:
UK consumers to 'loosen belts' http://www.bbc.co.uk/news/business-22838241
Thoughts please :)

Can't do that, me trousers'll fall down.
Author:  AlunD [ Mon Jun 10, 2013 4:18 pm ]
Post subject:  Re: How tight is your belt?
Amnesia10 wrote:
AlunD wrote:
having been out of work for the last 10 weeks .............

Sorry to hear that. I hope you find work soon. Best wishes.

Cheers mate
Author:  big_D [ Mon Jun 10, 2013 5:29 pm ]
Post subject:  Re: How tight is your belt?
Yeah, I hope you find something soon.

The kids are grown up, so we actually have much less each month now, as the children's allowance, the maintenance from their father and the area bonus all stop.
Author:  cloaked_wolf [ Mon Jun 10, 2013 6:47 pm ]
Post subject:  Re: How tight is your belt?
Same as it's always been.

I want to splash out on a dslr but £300 isn't enough to cover the purchase.
Author:  l3v1ck [ Mon Jun 10, 2013 7:31 pm ]
Post subject:  Re: How tight is your belt?
At the moment, a bit tighter than normal. But only beacuse I haven't been offshore much recently.
In general we've rebuilt most of the savings we spent when I lost my job a few years ago. That doesn't mean we're going to start spending a lot again though. Our car only has a couple of years left in it (it's almost up to 140k miles now) so we need to save for a newer one. I don't do creit/loans for things like that.
Author:  Zippy [ Mon Jun 10, 2013 7:57 pm ]
Post subject:  Re: How tight is your belt?
l3v1ck wrote:
(it's almost up to 140k miles now) so we need to save for a newer one.

I snorted a bit when I read that :) Horace rolled over 260k on my way home from work on Friday 8-)
Author:  l3v1ck [ Mon Jun 10, 2013 8:24 pm ]
Post subject:  Re: How tight is your belt?
Which is fine, except:
A) I have no mechanical skills at all, so I have to pay people when it starts to go wrong.
B) We're a one car family, so we need reliability.
C) It'll take us several years to save for a newer one.
If it starts to break down a lot we'll get rid of it, if it doesn't we'll just keep it. It's alreay doing much better than our last car. That started to break down a lot after 110k miles.
Author:  big_D [ Tue Jun 11, 2013 4:40 am ]
Post subject:  Re: How tight is your belt?
Zippy wrote:
l3v1ck wrote:
(it's almost up to 140k miles now) so we need to save for a newer one.

I snorted a bit when I read that :) Horace rolled over 260k on my way home from work on Friday 8-)

Yep, I sold my old Golf at 350,000 miles and I know that it did at least another 200,000 after that.
Author:  okenobi [ Tue Jun 11, 2013 3:39 pm ]
Post subject:  Re: How tight is your belt?
I'm at 163k down here and I'll be keeping her until she dies, or I no longer need a car. Buying a new car is almost always a false economy versus repairing/servicing an existing one IMO.

My belt is very tight, but I don't really count as I'm not a UK consumer at the moment.
Author:  oceanicitl [ Tue Jun 11, 2013 3:48 pm ]
Post subject:  Re: How tight is your belt?
okenobi wrote:
I'm at 163k down here and I'll be keeping her until she dies


Glad you said car after that. Did make me wonder lol :lol:
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