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Car Insurance Premiums...
http://www.x404.co.uk/forum/viewtopic.php?f=3&t=5329		 Page 1 of 5
Author:  onemac [ Wed Jan 06, 2010 12:28 pm ]
Post subject:  Car Insurance Premiums...
Is yours expensive??? Here's why:

Last month a little old lady pulled out of a parking space at the side of the road as my wife drove by with the inevitable result. My wife has just received a call from the hire car company asking whether the hire car allocated to her should be delivered to the house or the garage where her own car is to be repaired. The wife asked where the car was coming from (thinking it was the local town) and the chap replied 'Manchester' :shock:

Now, Manchester to Lossiemouth is 400+ miles and takes over 7 hours given decent road conditions and both roads (Perth to Inverness and Aberdeen to Elgin) were closed yesterday and are pretty dodgy today. The chap reckoned on 2-3 hours delivery from Manchester so I reckon our hire car is either a Veyron or a skidoo :roll: He's going to phone the wife back with confirmation that a driver will be available - apparently most of them couldn't get into work today..., :lol:

Planet Earth chaps. Please pay us a visit......

Al
Author:  brataccas [ Wed Jan 06, 2010 1:08 pm ]
Post subject:  Re: Car Insurance Premiums...
Is that twice now your cars been hit Al? I think I recall another shunt some time ago? ;) not sure its wise if anyone hits into me, ive developed rather bad road rage :oops: plus the fact my car is really old but extremely well looked after
Author:  saspro [ Wed Jan 06, 2010 1:15 pm ]
Post subject:  Re: Car Insurance Premiums...
onemac wrote:
Is yours expensive??? Here's why:


brataccas wrote:
not sure its wise if anyone hits into me, ive developed rather bad road rage :oops: plus the fact my car is really old but extremely well looked after
Author:  james016 [ Wed Jan 06, 2010 1:34 pm ]
Post subject:  Re: Car Insurance Premiums...
On Saturday, some dopey cow drove into the back of my parked car as she had not bothered to scrape the ice of her windscreen. Apart from a small letterbox for her eyes. Thankfully no damage.
Author:  onemac [ Wed Jan 06, 2010 1:49 pm ]
Post subject:  Re: Car Insurance Premiums...
brataccas wrote:
Is that twice now your cars been hit Al? I think I recall another shunt some time ago?

Yea - had the car less than a week and a woman ran into the back of me with her car but this time the wife had the honour... :roll:

Al
Author:  ProfessorF [ Wed Jan 06, 2010 2:24 pm ]
Post subject:  Re: Car Insurance Premiums...
Twice today, I've nearly had coming-to's with 4x4 drivers. One was in a Mitsubishi, charging up the hill at the gap on my side of the road (car parked on his), which meant I had really to get on the anchors, in the snow and possibly ice, hoping I'd balanced enough between stopping safely and the ABS kicking in.
Then a Discovery decided that he could drive over the nose of my car in Waitrose car park, until I held the horn down and he reversed. Cretins. A touch of snow and they think they've suddenly got right of way over everyone.
Author:  brataccas [ Wed Jan 06, 2010 2:29 pm ]
Post subject:  Re: Car Insurance Premiums...
I hate bmw X5 drivers, :x theyre the worst....
Author:  Coref [ Wed Jan 06, 2010 2:34 pm ]
Post subject:  Re: Car Insurance Premiums...
brataccas wrote:
I hate bmw X5 drivers, :x theyre the worst....


Not quite, I reckon Porsche Cayennes are worse.
Author:  John_Vella [ Wed Jan 06, 2010 2:36 pm ]
Post subject:  Re: Car Insurance Premiums...
Coref wrote:
brataccas wrote:
I hate bmw X5 drivers, :x theyre the worst....


Not quite, I reckon Porsche Cayennes are worse.


Having read his recent motoring exploits I'd say that the Porsche drivers are nowhere near as bad as... What is it you drive again, Bratty?

:P
Author:  brataccas [ Wed Jan 06, 2010 4:00 pm ]
Post subject:  Re: Car Insurance Premiums...
John_Vella wrote:

What is it you drive again, Bratty?

:P



Image

old (first) car on the left 1.1 Petrol saxo, car on right is what I currently drive 2.0 Turbo diesel ;)
Author:  HeatherKay [ Wed Jan 06, 2010 4:05 pm ]
Post subject:  Re: Car Insurance Premiums...
And which one's the dog?

(Sorry, couldn't resist. It was my inner JV.)
Author:  JJW009 [ Wed Jan 06, 2010 4:14 pm ]
Post subject:  Re: Car Insurance Premiums...
HeatherKay wrote:
And which one's the dog?


4x4 paws FTW!
Author:  bally199 [ Wed Jan 06, 2010 4:51 pm ]
Post subject:  Re: Car Insurance Premiums...
My insurance is pretty cheap for my RS50, although when I had an accident (nothing much, a car pulled out, I locked my front wheel up and slid out) I didn't bother claiming as the snow on the ground meant there was no damage to the bike.

I think I pay something like £250 a year for 3rd PF+T, which is not bad at all to say the insurance company see me as a typical 16-year old chav. :)
Author:  EddArmitage [ Wed Jan 06, 2010 4:54 pm ]
Post subject:  Re: Car Insurance Premiums...
bally199 wrote:
I think I pay something like £250 a year for 3rd PF+T, which is not bad at all to say the insurance company see me as a typical 16-year old chav. :)

Would that have covered your scooter/moped/thing then?
Author:  finlay666 [ Wed Jan 06, 2010 5:45 pm ]
Post subject:  Re: Car Insurance Premiums...
james016 wrote:
On Saturday, some dopey cow drove into the back of my parked car as she had not bothered to scrape the ice of her windscreen. Apart from a small letterbox for her eyes. Thankfully no damage.


Had a bmw driver just reverse into the front of my car, me and the girlfriend were looking out the window at the snow when he did it. Went out to ask if he was going to leave a note in case there was any damage. Got a mouth full of abuse as he walked off, including saying
"If you have such a problem call the police and file it with your insurance company"

Well I will, got his reg plate, time of accident and will get a photo of it in a second to show he was parked there. Only going to file it if there is any significant damage though.

It was the fact he reversed in so quickly that got me... it's not even where he parks normally and how rude he was about it, never recalled a parked, stationary car in a parking space to blame for an accident with a reversing car.
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