If they are that worried about the insurance, they should be providing a hire car or pool car for those trips...
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| Car insurance http://www.x404.co.uk/forum/viewtopic.php?f=3&t=6818 |
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| Author: | PaulKey [ Tue Mar 09, 2010 9:37 am ] |
| Post subject: | Car insurance |
Anyone know whether there's a cost implication for including business use on your car insurance policy as well as social, domestic and pleasure ? We occasionally have to travel a few miles to another site for training courses and up to now I've just driven there and not given it a second thought. The boss however has deemed that this is business travel and we must show proof of insurance for business use. I'm smelling an increased premium here. |
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| Author: | Nick [ Tue Mar 09, 2010 9:39 am ] |
| Post subject: | Re: Car insurance |
Shouldn't they be paying for it, then? My employer pay to insure my car for business use. |
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| Author: | dogbert10 [ Tue Mar 09, 2010 9:42 am ] |
| Post subject: | Re: Car insurance |
Last time I had it on mine it didn't cost anything, and I used to travel the length and breadth of the country. |
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| Author: | saspro [ Tue Mar 09, 2010 10:01 am ] |
| Post subject: | Re: Car insurance |
Tesco's used to include business travel in their policies. |
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| Author: | hifidelity2 [ Tue Mar 09, 2010 10:01 am ] |
| Post subject: | Re: Car insurance |
You will need to look at your policy “Social, Domestic and Pleasure only” normally includes commuting to / from work It depends if you go from home to the other place or from work Also do you ever carry anyone (work colleague) with you? Ideally you should call you Ins Co and ask. If there is an extra premium then you should get your boss to pay or they should provide a hire car |
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| Author: | big_D [ Tue Mar 09, 2010 10:03 am ] |
| Post subject: | Re: Car insurance |
If they are that worried about the insurance, they should be providing a hire car or pool car for those trips...
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| Author: | paulzolo [ Tue Mar 09, 2010 10:23 am ] |
| Post subject: | Re: Car insurance |
Depends on the insurer. Some include it as an extra, others include business travel in the policy. |
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| Author: | veato [ Tue Mar 09, 2010 10:25 am ] |
| Post subject: | Re: Car insurance |
I add a few business miles and it costs next to nothing. There's levels of business cover though and I just needed the most basic one. |
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| Author: | tombolt [ Tue Mar 09, 2010 11:16 am ] |
| Post subject: | Re: Car insurance |
I've got a thousand miles a year business use on my policy and I don't know if it costs me any extra, but my insurance is pretty cheap. |
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| Author: | cloaked_wolf [ Tue Mar 09, 2010 2:39 pm ] |
| Post subject: | Re: Car insurance |
I'm with Directline. They said there was no extra cost to adding business cover. They just wanted to be aware. However, other friends who are with Directline, make modifications to their policies or cars for minimal increase and then get hit come renewal time. |
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| Author: | okenobi [ Tue Mar 09, 2010 6:36 pm ] |
| Post subject: | Re: Car insurance |
I usually pay £30 extra. But I haven't had the need this year. I'm a special case though with a modified policy, group 16 car and a conviction. |
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| Author: | Fogmeister [ Wed Mar 10, 2010 7:26 am ] |
| Post subject: | Re: Car insurance |
At work they have a policy that covers my car for business use and then pay the fuel cost. But I have to try to get either a company car or a hire car before using my own car. |
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