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james016
Doesn't have much of a life
Joined: Tue May 05, 2009 5:52 pm Posts: 1899
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Just did a quote on Esure for my 1.4 Polo. They want £656.69 That is with 9 years NCB and no points and up to 6000 miles a year
This coming year I will be paying £360 with Endsleigh. Got them down from £400. Couldn't get anything significantly cheaper for the same excess.
_________________ My Flickr PageNow with added ball and chain.
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Thu Jan 07, 2010 4:48 pm |
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l3v1ck
What's a life?
Joined: Fri Apr 24, 2009 10:21 am Posts: 12700 Location: The Right Side of the Pennines (metaphorically & geographically)
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 Where is it kept overnight? A burning skip in Mosside?
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Thu Jan 07, 2010 4:52 pm |
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tombolt
Spends far too much time on here
Joined: Fri Apr 24, 2009 8:38 am Posts: 2967 Location: Dorchester, Dorset
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What he said. 
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Thu Jan 07, 2010 4:55 pm |
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HeatherKay
Moderator
Joined: Thu Apr 23, 2009 6:13 pm Posts: 7262 Location: Here, but not all there.
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That is truly scary. Can you not get a better quote anywhere?
I mean, I complain if my insurance, fully comp with a £200 excess and named driver goes over £150.
_________________My Flickr | Snaptophobic BloggageHeather Kay: modelling details that matter. "Let my windows be open to receive new ideas but let me also be strong enough not to be blown away by them." - Mahatma Gandhi.
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Thu Jan 07, 2010 5:05 pm |
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james016
Doesn't have much of a life
Joined: Tue May 05, 2009 5:52 pm Posts: 1899
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HK: Who is your insurer? I really couldn't get anything cheaper.
It is parked in my parking space behind the block of flats I live in. I live in a square and my parking area is off that. It is a very quiet place. In NW London.
_________________ My Flickr PageNow with added ball and chain.
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Thu Jan 07, 2010 5:16 pm |
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HeatherKay
Moderator
Joined: Thu Apr 23, 2009 6:13 pm Posts: 7262 Location: Here, but not all there.
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Part of Admiral. Have you tried the comparison sites at all? I know the GoCompare ads are annoying, but I've signed up to Confused.com as well, and they both come back with pretty good quotes. Sometimes you can then haggle a better deal by talking to an insurer directly from the comparison site. I know insurance is a right royal PITA, and I hate it every year with a vengeance, but it does pay to spend a couple of hours researching what's out there. Good luck, too!
_________________My Flickr | Snaptophobic BloggageHeather Kay: modelling details that matter. "Let my windows be open to receive new ideas but let me also be strong enough not to be blown away by them." - Mahatma Gandhi.
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Thu Jan 07, 2010 5:22 pm |
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ProfessorF
What's a life?
Joined: Thu Apr 23, 2009 7:56 pm Posts: 12030
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Are you a test pilot or similar? It's possible the profession you're listing is affecting your premium. IT people are notorious for making cars erupt into flames. Source
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Thu Jan 07, 2010 5:22 pm |
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HeatherKay
Moderator
Joined: Thu Apr 23, 2009 6:13 pm Posts: 7262 Location: Here, but not all there.
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Prof, that kind of makes a mockery of a no claims bonus, then. If I had my way, insurance companies would be lined up against the wall and shot. Except they're not worth wasting the bullets on. 
_________________My Flickr | Snaptophobic BloggageHeather Kay: modelling details that matter. "Let my windows be open to receive new ideas but let me also be strong enough not to be blown away by them." - Mahatma Gandhi.
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Thu Jan 07, 2010 5:25 pm |
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big_D
What's a life?
Joined: Thu Apr 23, 2009 8:25 pm Posts: 10691 Location: Bramsche
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That is a hang over from the 80s... Computer engineers and programmers were hard to find, so we were head hunted and got offered an XR3i by one company, the next would up it to a Cosworth, then a Porsche etc. mix that with staring at a monitor for 18 hours a day and some people had problems focusing on distance and concentrating generally and wrapped their new Porsche Cosworth 3i around the nearest lamppost... 
_________________ "Do you know what this is? Hmm? No, I can see you do not. You have that vacant look in your eyes, which says hold my head to your ear, you will hear the sea!" - Londo Molari
Executive Producer No Agenda Show 246
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Thu Jan 07, 2010 6:10 pm |
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Nick
Spends far too much time on here
Joined: Thu Apr 23, 2009 11:36 pm Posts: 3527 Location: Portsmouth
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Indeed. I drive a truly fantastic car - Pierre the beefy 1.1 1995 Peugeot 106. If I can get a year's NCB and work hard over summer I'm planning to upgrade to something a little newer in September/October so I can get all the mod-cons. 
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Thu Jan 07, 2010 6:15 pm |
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james016
Doesn't have much of a life
Joined: Tue May 05, 2009 5:52 pm Posts: 1899
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Looked at Confused.com, Compare The Market and Go Compare, though like Prof and Big D posted, it could be my profession that is raising the premium.
_________________ My Flickr PageNow with added ball and chain.
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Thu Jan 07, 2010 7:32 pm |
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brataccas
I haven't seen my friends in so long
Joined: Thu Apr 23, 2009 9:14 pm Posts: 5664 Location: Scotland
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Hasnt anyone considered trying a FOREIGN insurance company? my insurer is foreign Irish (quinn) and they are cheaper than "UK" prices for car insurance personally 
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Fri Jan 08, 2010 1:03 am |
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big_D
What's a life?
Joined: Thu Apr 23, 2009 8:25 pm Posts: 10691 Location: Bramsche
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10 years no claims here. I pay around 900€ fully comp for my Mondeo TDCi (130ps, 6speed model), which saved me around 40% over my previous insurer. When I first moved here, I was paying nearly 2K for a 1997 Ford Mondeo V6. The TDCi, whilst quicker, dropped the premium a bit. Insurance here is a lot more expensive than the UK (I was paying 75UKP for my BMW M535i and 250UKP for my BMW 528 before I left. I was originally "weighted" for being an "Auslander" (foreigner), especially English - brought up driving on the "wrong" side of the road! 
_________________ "Do you know what this is? Hmm? No, I can see you do not. You have that vacant look in your eyes, which says hold my head to your ear, you will hear the sea!" - Londo Molari
Executive Producer No Agenda Show 246
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Fri Jan 08, 2010 5:17 am |
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l3v1ck
What's a life?
Joined: Fri Apr 24, 2009 10:21 am Posts: 12700 Location: The Right Side of the Pennines (metaphorically & geographically)
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Google has failed me. Anyone know where you can find a full list of risks to see what order they are in. I've found a few tools, but they only show similar ones to one you type in.
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Fri Jan 08, 2010 8:06 am |
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onemac
Doesn't have much of a life
Joined: Thu Apr 23, 2009 10:14 pm Posts: 1598 Location: Right here...... Right now.......
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Well, a small update for you... Within the past hour my wife had her courtesy car delivered to her. The company sent two chaps up from Manchester in TWO cars, dropped one off and paired up for the journey home  I reckon £50 per car for fuel, per journey, so that's £300 in total and almost two thousand miles on the clock of each car plus the mens wages. I'm pretty sure I could get a better deal from the local garage Al
_________________ Eternally optimistic in a 'glass half empty' sort of way....
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Tue Jan 12, 2010 3:51 pm |
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