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Car Insurance Premiums... 
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Just did a quote on Esure for my 1.4 Polo. They want £656.69
That is with 9 years NCB and no points and up to 6000 miles a year

This coming year I will be paying £360 with Endsleigh. Got them down from £400. Couldn't get anything significantly cheaper for the same excess.

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Thu Jan 07, 2010 4:48 pm
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james016 wrote:
Just did a quote on Esure for my 1.4 Polo. They want £656.69
That is with 9 years NCB and no points and up to 6000 miles a year
:shock: Where is it kept overnight? A burning skip in Mosside?

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Thu Jan 07, 2010 4:52 pm
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What he said. :shock: :o

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Thu Jan 07, 2010 4:55 pm
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That is truly scary. Can you not get a better quote anywhere?

I mean, I complain if my insurance, fully comp with a £200 excess and named driver goes over £150.

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Thu Jan 07, 2010 5:05 pm
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HK: Who is your insurer? I really couldn't get anything cheaper.

It is parked in my parking space behind the block of flats I live in. I live in a square and my parking area is off that. It is a very quiet place. In NW London.

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Thu Jan 07, 2010 5:16 pm
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james016 wrote:
HK: Who is your insurer? I really couldn't get anything cheaper.


Part of Admiral.

Have you tried the comparison sites at all? I know the GoCompare ads are annoying, but I've signed up to Confused.com as well, and they both come back with pretty good quotes. Sometimes you can then haggle a better deal by talking to an insurer directly from the comparison site.

I know insurance is a right royal PITA, and I hate it every year with a vengeance, but it does pay to spend a couple of hours researching what's out there.

Good luck, too!

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Thu Jan 07, 2010 5:22 pm
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Are you a test pilot or similar? It's possible the profession you're listing is affecting your premium. IT people are notorious for making cars erupt into flames.

Quote:
Churchill’s top ten most frequently claiming occupations* are:
Computer Engineer
Sales Manager
Chef
Student
Doctor
Estate Agents
Surveyor
Customer Advisor
Hairdresser
Social Worker


Source

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Thu Jan 07, 2010 5:22 pm
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Prof, that kind of makes a mockery of a no claims bonus, then.

If I had my way, insurance companies would be lined up against the wall and shot. Except they're not worth wasting the bullets on. :? :D

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Thu Jan 07, 2010 5:25 pm
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That is a hang over from the 80s... Computer engineers and programmers were hard to find, so we were head hunted and got offered an XR3i by one company, the next would up it to a Cosworth, then a Porsche etc. mix that with staring at a monitor for 18 hours a day and some people had problems focusing on distance and concentrating generally and wrapped their new Porsche Cosworth 3i around the nearest lamppost... :?

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Thu Jan 07, 2010 6:10 pm
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AlunD wrote:
saspro wrote:
brataccas wrote:
wtf? what kind of car you got? :shock:


New driver.


also male and under 25 I'd guess :roll:


Indeed.

I drive a truly fantastic car - Pierre the beefy 1.1 1995 Peugeot 106.

If I can get a year's NCB and work hard over summer I'm planning to upgrade to something a little newer in September/October so I can get all the mod-cons. :D

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Thu Jan 07, 2010 6:15 pm
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HeatherKay wrote:
james016 wrote:
HK: Who is your insurer? I really couldn't get anything cheaper.


Part of Admiral.

Have you tried the comparison sites at all? I know the GoCompare ads are annoying, but I've signed up to Confused.com as well, and they both come back with pretty good quotes. Sometimes you can then haggle a better deal by talking to an insurer directly from the comparison site.

I know insurance is a right royal PITA, and I hate it every year with a vengeance, but it does pay to spend a couple of hours researching what's out there.

Good luck, too!


Looked at Confused.com, Compare The Market and Go Compare, though like Prof and Big D posted, it could be my profession that is raising the premium.

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Thu Jan 07, 2010 7:32 pm
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Hasnt anyone considered trying a FOREIGN insurance company? my insurer is foreign Irish (quinn) and they are cheaper than "UK" prices for car insurance personally :cry:

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Fri Jan 08, 2010 1:03 am
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10 years no claims here. I pay around 900€ fully comp for my Mondeo TDCi (130ps, 6speed model), which saved me around 40% over my previous insurer.

When I first moved here, I was paying nearly 2K for a 1997 Ford Mondeo V6. The TDCi, whilst quicker, dropped the premium a bit.

Insurance here is a lot more expensive than the UK (I was paying 75UKP for my BMW M535i and 250UKP for my BMW 528 before I left.

I was originally "weighted" for being an "Auslander" (foreigner), especially English - brought up driving on the "wrong" side of the road! :lol:

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Fri Jan 08, 2010 5:17 am
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ProfessorF wrote:

Google has failed me. Anyone know where you can find a full list of risks to see what order they are in. I've found a few tools, but they only show similar ones to one you type in.

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Fri Jan 08, 2010 8:06 am
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Well, a small update for you...

Within the past hour my wife had her courtesy car delivered to her. The company sent two chaps up from Manchester in TWO cars, dropped one off and paired up for the journey home :roll: I reckon £50 per car for fuel, per journey, so that's £300 in total and almost two thousand miles on the clock of each car plus the mens wages. I'm pretty sure I could get a better deal from the local garage :?

Al

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Tue Jan 12, 2010 3:51 pm
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