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oceanicitl
Official forum cat lady
Joined: Fri Apr 24, 2009 8:04 am
Posts: 11039
Location: London
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Just rang my insurer to change from fully comp to 3rd party fire and theft and they told me it would actually increase the annual premium by nearly £100. I said that didn't make sense and to explain it and she said 'Oh well it's system generated and I can't tell you why'
What bollox! How bizarre!
Now going to phone round some other companies to get quotes. If anyone can recommend one let me know.
With Direct Line at the mo and thinking of going to LV and I've heard good reviews about them.
_________________Still the official cheeky one 
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| Wed Oct 20, 2010 11:20 am |
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HeatherKay
Moderator
Joined: Thu Apr 23, 2009 6:13 pm
Posts: 7262
Location: Here, but not all there.
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You can insure cans now?  _________________My Flickr | Snaptophobic BloggageHeather Kay: modelling details that matter. "Let my windows be open to receive new ideas but let me also be strong enough not to be blown away by them." - Mahatma Gandhi.
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| Wed Oct 20, 2010 11:21 am |
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l3v1ck
What's a life?
Joined: Fri Apr 24, 2009 10:21 am
Posts: 12700
Location: The Right Side of the Pennines (metaphorically & geographically)
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Re: Can insurance Allow me to edit that thread title for you.
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| Wed Oct 20, 2010 11:21 am |
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l3v1ck
What's a life?
Joined: Fri Apr 24, 2009 10:21 am
Posts: 12700
Location: The Right Side of the Pennines (metaphorically & geographically)
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I had been with Direct Line for about six years, but I moved to Hastings Direct this year. Lower cost and lower excess.  I can believe the cost different. When I went from 3rd party, fire and theft on a ten year old micra, to fully comp with proctected no claims on a brand new corolla, the price increase was only £90 per year. Other than mentioned above, try: 
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| Wed Oct 20, 2010 11:22 am |
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John_Vella
I haven't seen my friends in so long
Joined: Fri Apr 24, 2009 7:55 am
Posts: 7935
Location: Manchester.
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Are you all sure that Caz didn't mean Can insurance, as in "canning it or ditching it, (from that company) because it's so bad"? No, me neither, but I wanted to play Devil's advocate _________________John Vella BSc (Hons), PGCE - Still the official forum prankster and crude remarker  Sorry  I'll behave now. Promise
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| Wed Oct 20, 2010 11:24 am |
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paulzolo
What's a life?
Joined: Thu Apr 23, 2009 6:27 pm
Posts: 12251
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Moved from Direct LIne to Swift Cover a couple of years ago. Saved me a good £300 or so (despite the car I drive) - both policies are fully comp.
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| Wed Oct 20, 2010 11:27 am |
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HeatherKay
Moderator
Joined: Thu Apr 23, 2009 6:13 pm
Posts: 7262
Location: Here, but not all there.
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I'm with Diamond (girlies' insurance), which is part of Admiral. Fairly reasonable prices.
_________________My Flickr | Snaptophobic BloggageHeather Kay: modelling details that matter. "Let my windows be open to receive new ideas but let me also be strong enough not to be blown away by them." - Mahatma Gandhi.
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| Wed Oct 20, 2010 11:29 am |
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oceanicitl
Official forum cat lady
Joined: Fri Apr 24, 2009 8:04 am
Posts: 11039
Location: London
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Thanks for amending the title. I've got some quotes and can save about £100 a year. Still got about 10 days to shop about.
Just spoke to my colleague and he said 3rd party is high demand which is why the insurers make it more expensive and fully comp cheaper. Well you learn something every day!
_________________Still the official cheeky one
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| Wed Oct 20, 2010 11:37 am |
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Fogmeister
I haven't seen my friends in so long
Joined: Thu Apr 23, 2009 7:35 pm
Posts: 6580
Location: Getting there
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Surely it's only high demand because it's cheaper and people don't want to fork out for fully comp?!?! ROFL!
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| Wed Oct 20, 2010 11:44 am |
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paulzolo
What's a life?
Joined: Thu Apr 23, 2009 6:27 pm
Posts: 12251
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No, don’t. Really - don’t. The buggers phone you up and try to press home a deal.
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| Wed Oct 20, 2010 11:45 am |
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l3v1ck
What's a life?
Joined: Fri Apr 24, 2009 10:21 am
Posts: 12700
Location: The Right Side of the Pennines (metaphorically & geographically)
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They've never done that with me. I used my real phone number too. Normally I put in fake details (except email address) the first time so they can't spam me. Obviously I use my correct age, car, no claims etc.
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| Wed Oct 20, 2010 11:52 am |
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