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Amnesia10
Legend
Joined: Fri Apr 24, 2009 2:02 am
Posts: 29240
Location: Guantanamo Bay (thanks bobbdobbs)
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_________________Do concentrate, 007... "You are gifted. Mine is bordering on seven seconds." https://www.dropbox.com/referrals/NTg5MzczNTkhttp://astore.amazon.co.uk/wwwx404couk-21
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| Sun Feb 06, 2011 12:10 am |
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Amnesia10
Legend
Joined: Fri Apr 24, 2009 2:02 am
Posts: 29240
Location: Guantanamo Bay (thanks bobbdobbs)
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_________________Do concentrate, 007... "You are gifted. Mine is bordering on seven seconds." https://www.dropbox.com/referrals/NTg5MzczNTkhttp://astore.amazon.co.uk/wwwx404couk-21
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| Mon Feb 07, 2011 5:41 pm |
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pcernie
Legend
Joined: Sun Apr 26, 2009 12:30 pm
Posts: 45931
Location: Belfast
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Gut reaction, we should do what a lot of other members do and cherry pick our involvement...
_________________Plain English advice on everything money, purchase and service related:
http://www.moneysavingexpert.com/
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| Tue Feb 08, 2011 10:14 am |
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Amnesia10
Legend
Joined: Fri Apr 24, 2009 2:02 am
Posts: 29240
Location: Guantanamo Bay (thanks bobbdobbs)
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Well I do think that the government are right about the prisoner voting, but the issue is that this government do not really care about rights for the masses, and would wish them away of possible. The problem is that rich landlord renting out substandard homes to workers means that they have health problems and that is not good for business, the NHS or the tax payer. Governments actually need to see the bigger picture sometimes.
_________________Do concentrate, 007... "You are gifted. Mine is bordering on seven seconds." https://www.dropbox.com/referrals/NTg5MzczNTkhttp://astore.amazon.co.uk/wwwx404couk-21
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| Tue Feb 08, 2011 11:07 am |
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veato
I haven't seen my friends in so long
Joined: Fri Apr 24, 2009 7:17 am
Posts: 5550
Location: Nottingham
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Putting crummy student and housing benefit properties aside for a moment I think there's an issue with another segment. I've lived in houses that are privately let by the owner rather than sell when they move (e.g. in with the boyfriend as in the last case). They think they can use it to pay the mortgage or even make a few quid but they have no contingency for when things go wrong.
The last house had damp/mould, leaking drainpipes, a dodgy cooker, a leaking sink, lounge sash window that could not be opened, a vent in the kitchen window that in effect would be better described as a hole, the stair bannister loose, inappropriate light fitting in the bathroom...... I could probably go on.
In the end she kicked us out because she couldnt afford to keep up with the repairs and she moved back in.
_________________Twitter Blogflickr
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| Tue Feb 08, 2011 11:09 am |
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Amnesia10
Legend
Joined: Fri Apr 24, 2009 2:02 am
Posts: 29240
Location: Guantanamo Bay (thanks bobbdobbs)
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I would not put student accommodation or housing benefit properties in the same category. Also many here will have a long period of unemployment at some point in their career. You may think that you are a self starter and never been out of work. I have had friends in the same boat, and struggled to find work. In which case any of you could find yourself in such accommodation at some point. Even if you own your home, or think you do, if you are repossessed then the quality of home that you will be offered by the housing department will also be substandard, if you have kids then they will inevitably have their health suffer. So that is why decent housing should be a right not a privilege.
_________________Do concentrate, 007... "You are gifted. Mine is bordering on seven seconds." https://www.dropbox.com/referrals/NTg5MzczNTkhttp://astore.amazon.co.uk/wwwx404couk-21
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| Tue Feb 08, 2011 11:40 am |
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veato
I haven't seen my friends in so long
Joined: Fri Apr 24, 2009 7:17 am
Posts: 5550
Location: Nottingham
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Is someone on their period? In no way was I demeaning any accommodation and/or people with a genuine need to claim benefits. The reference to 'putting aside student/benefit accommodation' was simply due to the fact that some dodgy landlords use these types of tenants as ways to make money without the perceived need to actually look after the houses leaving the tenant in sub-standard accommodation. I wanted to say further to that exists a segment of private homeowners who let their properties without the means to repair and maintain them. _________________Twitter Blogflickr
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| Tue Feb 08, 2011 12:16 pm |
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Amnesia10
Legend
Joined: Fri Apr 24, 2009 2:02 am
Posts: 29240
Location: Guantanamo Bay (thanks bobbdobbs)
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I agree with you about accidental landlords like the case you mentioned. I think that the problem is that regulations have allowed potential landlords to over extend themselves and not have enough margin to cover such costs. I do feel sorry for you in that case. If she was forced to sell the place or put in much higher equity so that the rent more than covers the mortgage and covers extra expenses then these cases would disappear. You were forced to move and incur moving costs because of this. The problem is that unless the government regulate the market then all that happens is that it becomes a race to the bottom for the majority of landlords.
_________________Do concentrate, 007... "You are gifted. Mine is bordering on seven seconds." https://www.dropbox.com/referrals/NTg5MzczNTkhttp://astore.amazon.co.uk/wwwx404couk-21
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| Tue Feb 08, 2011 12:25 pm |
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veato
I haven't seen my friends in so long
Joined: Fri Apr 24, 2009 7:17 am
Posts: 5550
Location: Nottingham
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She's screwed tbh as she paid above market value for the house during the boom anyway. She wanted to sell (due to not affording the upkeep, hence why she moved us out) but her £115k house is now worth £90 tops, even less according to our current agents of evil who previously valued it. If anything she made a mistake kicking out paying tenants who would have kept her ticking over until things recovered.
_________________Twitter Blogflickr
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| Tue Feb 08, 2011 1:03 pm |
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Linux_User
I haven't seen my friends in so long
Joined: Tue May 05, 2009 3:29 pm
Posts: 7173
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Can anyone tell me why students should have to put up with sub-standard housing?
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| Tue Feb 08, 2011 1:08 pm |
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Amnesia10
Legend
Joined: Fri Apr 24, 2009 2:02 am
Posts: 29240
Location: Guantanamo Bay (thanks bobbdobbs)
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Yes but I do not think things will recover for at least a decade, maybe much longer. We are as a nation going through a balance sheet recession, and they take decades to solve. Japan has been in one for twenty years. I suspect that she will ultimately lose her flat and go bankrupt. It will be the best thing for her as it will stop the banks chasing her for the money. There are millions in the same position and I suspect that they will all suffer a similar outcome. I have a friend in the same boat. Though I think he has some equity in the place so is doing a little better. _________________Do concentrate, 007... "You are gifted. Mine is bordering on seven seconds." https://www.dropbox.com/referrals/NTg5MzczNTkhttp://astore.amazon.co.uk/wwwx404couk-21
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| Tue Feb 08, 2011 1:41 pm |
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Amnesia10
Legend
Joined: Fri Apr 24, 2009 2:02 am
Posts: 29240
Location: Guantanamo Bay (thanks bobbdobbs)
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There is no reason for it apart from they want drinking money. _________________Do concentrate, 007... "You are gifted. Mine is bordering on seven seconds." https://www.dropbox.com/referrals/NTg5MzczNTkhttp://astore.amazon.co.uk/wwwx404couk-21
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| Tue Feb 08, 2011 2:03 pm |
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rustybucket
I haven't seen my friends in so long
Joined: Thu Jun 18, 2009 5:10 pm
Posts: 5837
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Question:
How does this data compare to non-rented houses? Is this a problem with the rented sector in particular? Or is the scale of the problem exaggerated in the rental sector because the houses are inhabited by someone who is paying for it? Are some of these supposedly unscrupulous landlords simply dirty buggers that are renting out a crap-hole that they themselves would be perfectly happy to live in?
I only ask because I know many, many non-rented houses that are bl**dy dangerous but aren't seen as a problem because the inhabitants own the house and are free to break the rules.
_________________Jim
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| Tue Feb 08, 2011 2:19 pm |
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Amnesia10
Legend
Joined: Fri Apr 24, 2009 2:02 am
Posts: 29240
Location: Guantanamo Bay (thanks bobbdobbs)
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Yes but if you rent to others you should have to comply with minimum standards. It does mean that they will have to maintain their own property if they ever plan to rent it out.
_________________Do concentrate, 007... "You are gifted. Mine is bordering on seven seconds." https://www.dropbox.com/referrals/NTg5MzczNTkhttp://astore.amazon.co.uk/wwwx404couk-21
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| Tue Feb 08, 2011 4:00 pm |
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