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The Ranting (or Venting) Thread. 
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cloaked_wolf wrote:
Having to chop and change breakdown cover. Last year, RAC wanted c. £300 for renewal. I cancelled and changed to AA for £175 (+£75 fuel card so effectively £100). This year, renewal was c. £300. Rang up to cancel and eventually they offered £145 (equivalent RAC was £135). I have used breakdown cover once in the last ten years of driving and that was down to an issue that was fixed under warranty on a new car.

They are all scumbags with New member pricing that's completely detached from what they try and charge in subsequent years.
I've been with the AA for years. Last year they tried their usual swindle so I said I was going to Green Flag and they dropped the cost to the same as the previous year and added the Relay cover for nothing.
It'll be due for renewal in the next few months so I'll see what they try and get away with and what I can get out of them but, like pretty much any type of insurance there is little point in loyalty.

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Mon Aug 22, 2016 8:40 am
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I've been a Green Flag customer for some time now. Can't fault them, and thoroughly recommended. They're more of an insurance cover than a true breakdown service, and you earn discounts for no callouts in the year.

As an example, I always used to have AA breakdown, home start, recovery and whatever the "complete your journey" scheme was. When the renewal cost started to creep up towards the £200 mark, I bailed. When asked why I wasn't renewing, I told them they were too damned expensive. Green Flag gave me all that cover for £80.

This year, the renewal for Green Flag was £100. I'll keep it under review next time, but it was still way cheaper than the other big recovery companies.

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Mon Aug 22, 2016 9:21 pm
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Does the manufacturer of your car offer a deal?
For example: As we own a (very old) Toyota, we pay for Club Toyota (or whatever it's called these days), which among the pointless and unused perks, included the AA's top package. Yet the annual fee for Club Toyota (£84 or £74 if you pay by annual Direct Debit) is way less than that package would cost direct from the AA itself.

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Tue Aug 23, 2016 9:11 am
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Stupidly, VW had something similar with the RAC. The idea was that if you a breakdown, someone who was familiar with VW cars would attend. I joined for the first year (I think it was VW roadside assistance) when I bought the car but they didn't send me a letter for renewal so I just assumed I had to make do. When the car did break down and was towed by RAC to VW, the chap asked if I was interested in signing up for VW roadside assistance.

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Tue Aug 23, 2016 9:44 am
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Ours came in handy last year. The rear brake caliper seized, jamming the brake on. The AA man followed me slowly to the local Toyota dealer. As it would take a day or two get get the parts and fix, combined with the dealer having no courtesy car, the AA gave me a free hire car for two days as it was part of the package.

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Tue Aug 23, 2016 10:00 am
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Just learned that Santander are dropping their 123 account's interest to 1.5 in November and that Vermin are having yet another price rise

Virgin Media to hit customers with price rise of up to £42/year – beat the hike
http://www.moneysavingexpert.com/news/b ... _content=4

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Tue Aug 23, 2016 11:16 pm
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Time to change accounts?
We used to have our mortgage with Santander. I never knew banks could be that incompetent. I'm glad to be rid of them

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Wed Aug 24, 2016 4:55 am
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l3v1ck wrote:
Time to change accounts?
We used to have our mortgage with Santander. I never knew banks could be that incompetent. I'm glad to be rid of them


It still works out cos I have savings, and all the rest are gonna be at it too unfortunately.

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Wed Aug 24, 2016 9:24 am
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Gonna have to calculate the benefit. Swmbo pays for utilities because she gets cashback on them. She also gets cashback on a lump sum she has with them. When santander introduced a monthly fee to use the account, the cashback from bills meant we pretty much broke even. It was the 3% interest on the lump sum that brought in extra money. If santander do anything to this, it probably won't be worth staying with them.

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Wed Aug 24, 2016 10:30 am
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cloaked_wolf wrote:
Gonna have to calculate the benefit. Swmbo pays for utilities because she gets cashback on them. She also gets cashback on a lump sum she has with them. When santander introduced a monthly fee to use the account, the cashback from bills meant we pretty much broke even. It was the 3% interest on the lump sum that brought in extra money. If santander do anything to this, it probably won't be worth staying with them.


I'll get you a link later, but you might need to remind me! Martin Lewis set it all out, and it's not worth looking at until late October when the rest set out their stalls anyway.

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Wed Aug 24, 2016 10:56 am
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pcernie wrote:
cloaked_wolf wrote:
Gonna have to calculate the benefit. Swmbo pays for utilities because she gets cashback on them. She also gets cashback on a lump sum she has with them. When santander introduced a monthly fee to use the account, the cashback from bills meant we pretty much broke even. It was the 3% interest on the lump sum that brought in extra money. If santander do anything to this, it probably won't be worth staying with them.


I'll get you a link later, but you might need to remind me! Martin Lewis set it all out, and it's not worth looking at until late October when the rest set out their stalls anyway.


Santander 123 to slash interest to 1.5% - should you ditch it? - Martin Lewis' Blog...
http://blog.moneysavingexpert.com/2016/ ... 1-5-ditch/

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Wed Aug 24, 2016 8:29 pm
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My parents are randomly out of the house, the Tesco guy is at the door, and my taxi hasn't even been sent never mind arrived. Phone a friend? No, I mean why would they have their phone ringer on?

I'm surrounded by elite tards.

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Thu Aug 25, 2016 4:09 pm
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Thanks for the link. I think we'll wait until November and see what things bring. If the lump sum is better invested elsewhere, we'll do that. The main advantage of it being in a current account was rapid access should we need it. Even 1.5% still brings in extra money. Sadly, SWMBO has an ISA e-saver thing with santander and the interest on that is also being cut.

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Fri Aug 26, 2016 8:21 am
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WTF is actually wrong with Gmail's spam filtering? It sends half your confirmation or offer emails to your inbox, the other half to spam. It actually just cost me money :evil:

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Sat Aug 27, 2016 1:15 pm
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1. People stood reading newspapers in Smith's, Tesco, etc. and never buying one. It's not a [LIFTED] library!

2. Colouring Books for adults. Pathetic.

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Wed Sep 07, 2016 1:03 pm
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