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Car Insurance Premiums... 
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l3v1ck
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Post Re: Car Insurance Premiums...
bally199 wrote:
I think I pay something like £250 a year for 3rd PF+T, which is not bad at all to say the insurance company see me as a typical 16-year old chav. :)
I pay £290 for fully comp, protected no claims, legal, car hire and my wife as a 2nd driver.

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Thu Jan 07, 2010 8:52 am
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veato
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Post Re: Car Insurance Premiums...
finlay666 wrote:
james016 wrote:
On Saturday, some dopey cow drove into the back of my parked car as she had not bothered to scrape the ice of her windscreen. Apart from a small letterbox for her eyes. Thankfully no damage.


Had a bmw driver just reverse into the front of my car, me and the girlfriend were looking out the window at the snow when he did it. Went out to ask if he was going to leave a note in case there was any damage. Got a mouth full of abuse as he walked off, including saying
"If you have such a problem call the police and file it with your insurance company"

Well I will, got his reg plate, time of accident and will get a photo of it in a second to show he was parked there. Only going to file it if there is any significant damage though.

It was the fact he reversed in so quickly that got me... it's not even where he parks normally and how rude he was about it, never recalled a parked, stationary car in a parking space to blame for an accident with a reversing car.


Cant the police do him for leaving the scene? I'm sure he's legally obliged to provide his details. I'd do him.

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Thu Jan 07, 2010 8:59 am
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l3v1ck
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Post Re: Car Insurance Premiums...
veato wrote:
finlay666 wrote:
james016 wrote:
On Saturday, some dopey cow drove into the back of my parked car as she had not bothered to scrape the ice of her windscreen. Apart from a small letterbox for her eyes. Thankfully no damage.


Had a bmw driver just reverse into the front of my car, me and the girlfriend were looking out the window at the snow when he did it. Went out to ask if he was going to leave a note in case there was any damage. Got a mouth full of abuse as he walked off, including saying
"If you have such a problem call the police and file it with your insurance company"

Well I will, got his reg plate, time of accident and will get a photo of it in a second to show he was parked there. Only going to file it if there is any significant damage though.

It was the fact he reversed in so quickly that got me... it's not even where he parks normally and how rude he was about it, never recalled a parked, stationary car in a parking space to blame for an accident with a reversing car.


Cant the police do him for leaving the scene? I'm sure he's legally obliged to provide his details. I'd do him.
+1 It's a legal requirement to give your details at the scene of an accident. Report the rude sod!

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Thu Jan 07, 2010 9:03 am
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finlay666
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Post Re: Car Insurance Premiums...
Don't worry I did... police didn't seem too bothered and the insurance company couldnt get the guys details (was the emergency team)

He did move the car later in the evening though to the other side of the road.

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Thu Jan 07, 2010 11:54 am
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brataccas
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Post Re: Car Insurance Premiums...
I pay £400 for 3rd party :cry:

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Thu Jan 07, 2010 11:58 am
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Nick
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Post Re: Car Insurance Premiums...
Four figures for me!

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Thu Jan 07, 2010 12:15 pm
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rustybucket
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Post Re: Car Insurance Premiums...
Mum pays £430 for fully comp with me as a second driver.

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Thu Jan 07, 2010 12:16 pm
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brataccas
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Post Re: Car Insurance Premiums...
Nick wrote:
Four figures for me!


wtf? what kind of car you got? :shock:

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Thu Jan 07, 2010 1:02 pm
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dogbert10
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Post Re: Car Insurance Premiums...
I've just managed to shave £200 off mine - Direct Line wanted £630, Swiftcover only £430. No contest really.

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Thu Jan 07, 2010 1:12 pm
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saspro
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Post Re: Car Insurance Premiums...
brataccas wrote:
Nick wrote:
Four figures for me!


wtf? what kind of car you got? :shock:


New driver.

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AlunD
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Post Re: Car Insurance Premiums...
saspro wrote:
brataccas wrote:
Nick wrote:
Four figures for me!


wtf? what kind of car you got? :shock:


New driver.


also male and under 25 I'd guess :roll:

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Thu Jan 07, 2010 2:06 pm
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tombolt
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Post Re: Car Insurance Premiums...
If you've got lots of no claims, it's hard to beat esure. I'm £450 fully comp, protected no claims and business driving on a Group 19 car.

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Thu Jan 07, 2010 2:20 pm
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dogbert10
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Post Re: Car Insurance Premiums...
tombolt wrote:
If you've got lots of no claims, it's hard to beat esure. I'm £450 fully comp, protected no claims and business driving on a Group 19 car.



They wanted £900 for mine :o :shock:

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Thu Jan 07, 2010 2:29 pm
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Coref
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Post Re: Car Insurance Premiums...
tombolt wrote:
If you've got lots of no claims, it's hard to beat esure. I'm £450 fully comp, protected no claims and business driving on a Group 19 car.


Their adverts with Michael Winner are so annoying I wouldn't buy a thing from them. :evil:

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Thu Jan 07, 2010 2:45 pm
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tombolt
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Post Re: Car Insurance Premiums...
dogbert10 wrote:
They wanted £900 for mine :o :shock:


Well, I live in a very good area for insurance, I have 13 years' no claims and am limited to 12k miles a year, so that all helps! I usually use Chris Knott or Adrian Flux for modified or sports cars, but they couldn't match esure for me.

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